As the days get shorter and the leaves turn from green to yellow—and eventually orange—we have to admit, if only to ourselves, that fall is coming (not nearly as menacing as the Game of Thrones catch-cry). But there's no cause for alarm. The Scandinavians have a saying—it's either Swedish or Norwegian, depending on who you ask—"there's no such thing as bad weather, just bad clothes." We've taken that to heart. Here's how our team layered up for a mild fall-morning bike ride.

From the ground up, for her:

Ankle boots. There will be plenty of time for knee-high and over-the-knee boots. For now, these booties are just enough to keep our ankles warm. (In the photo: Teva's De La Vina)

Socks. Warmth and style were the key deciding points here. We went for these ones from Goodhew because they're about a third merino, so they're warm, breathable, and non-stinky.

Skinny Jeans. Goodbye (for now) shorts and skirts. The only advice we'd give (that we learned the hard way) is to skip your ripped or distressed jeans while riding. Our Neuw Jeans were perfect.

White Tee. We didn't want to go all dark and gloomy our first week in. A white (or bright) tee allows us to keep some of summer's brightness when we layer down indoors.

The right jacket. We didn't want anything to heavy or bulky. We went with a military-inspired jacket. It felt right with the boots and it's water-resistant, just in case.

The bag. We needed a bag that we could stuff our jacket into. The PIKA Backpack is pretty lightweight and has a padded back so things don't dig into our backs as we ride.

From the ground up, for him:

Shoes. We chose the Kelso from Hardy Design Works because it sits in that sweet spot between formal and casual. The suede brogue details mean we can dress them up, but the rubber soles mean that we don't feel like we're wearing foot-prisons when we ride.

Pants. We chose Chinos that are narrow in the leg, so they're not dragging all over the chain, but that loosen up around the thighs so we can pump our legs without any problems.

Shirt. We love a crisp oxford shirt. We can roll up our sleeves if we want to look like we're working hard, or button them down if it's a bit chilly.

Vest. We're not quite ready to commit to a jacket. A quilted vest is a great intermediate step.

The Messenger Bag. The quintessential biking accessory, our Timbuk2 bag stays out of the way while we're pedaling, and is big enough to stash everything we need.